Budi Setiawan is a Postdoctoral Fellow at the Center for Finance and Digital Economy at King Fahd University of Petroleum & Minerals, Dhahran, Saudi Arabia. He has nine years of experience in finance, investment, and marketing across national and multinational companies. His research interests include financial inclusion, financial technology (fintech), SME finance, and innovation economics. In 2019, he participated in the Research Training in Banking and Finance program at the University of Limoges (France), and in 2022, he attended the Economic Research Methodology Workshop at SGH Warsaw School of Economics (Poland), both sponsored by the European Union. Together with his Indonesian and Hungarian colleagues, Budi co-authored a book chapter titled “Economic and Business Trajectory: Indonesia, Asia, and Europe”, a collaboration between the Indonesian Student Association and the Association of Hungarian PhD and DLA Students (DOSZ). Budi is an alumnus of the Doctoral School of Management and Business Administration Sciences at the Hungarian University of Agriculture and Life Sciences (formerly Szent István University, Hungary) under the Stipendium Hungaricum Programme. He has published and reviewed several papers in reputable journals indexed by Scopus, ABDC, and the Web of Science.